Stop Overpaying for Benefits That Underwhelm Your Team
The plan is an employer-owned, self-funded supplemental health program that cuts your payroll taxes, increases employee take-home pay, and delivers $0-copay care — without touching your existing insurance.
Sound Familiar?
Premiums go up every renewal — and you eat the cost or pass it to employeesEmployees complain about high deductibles and thin coverageYour best people leave for companies with better benefits packagesHR is overwhelmed and you can't afford to add more to their plateYou've looked at alternatives but nothing pencils out
This plan was designed specifically to solve these problems.
Immediate Bottom-Line Impact
Payroll Tax Savings
Every enrolled employee reduces your taxable payroll. You save on the 7.65% FICA match every single month. For most employers, that’s $573+ per employee per year — starting immediately.
No Plan Disruption
Keep your current health insurance exactly as-is. It is a standalone Section 125 supplemental plan that complements what you already offer. It qualifies as Minimum Essential Coverage (MEC) and coexists with major medical.
Zero Burden on HR
The enrollment team handles everything — employee education, sign-ups, onboarding. Your HR team doesn't lift a finger.
Retention Without Raises
Employees see a real increase in take-home pay plus premium benefits. That's a compensation upgrade without touching your salary budget.
Benefits They'll Actually Use
Unlimited primary care visits — $0 copay through First Health providersUnlimited urgent care visits — $0 copayUnlimited generic prescriptions — $0 copay for employee + family24/7 telemedicine — board-certified doctors, anytime, anywhereMental health care — $0 copay, in-person or virtual, employee + family100% preventive care — ACA-compliant, $0 out of pocketPersonal Health Manager — proactive care, free health risk assessmentsAI-powered health app — access everything from their phone
Average participation rate: ~90%. Employees don't just enroll — they use it.
Three Steps to Savings
Step 1: We Run the Numbers
Step 1: We Run the NumbersBook a call. We analyze your workforce and show you exactly what you'll save — no obligation.
Step 2: We Handle Enrollment
Our team presents the plan to your employees, answers questions, and manages the entire onboarding process.
Step 3: Savings Start Immediately
Payroll tax reductions begin the first month. Employees access benefits from day one through their phone.
Common Questions
"Does this replace our current insurance?"
No. The plan is a supplemental add-on. Your existing coverage stays exactly the same.
"Is this compliant?"
Yes. The plan operates under Section 125, qualifies as MEC, and is regulated under ERISA. Legal documentation and actuarial backing available upon request.
"How much does it cost us?"
The savings outweigh the cost from month one. Your net position is positive immediately. We'll show you the exact numbers for your company on the call.
"What's the minimum number of employees?"
The plan works at any scale. We'll confirm fit during your strategy call.
Find Out How Much You Could Save!
45 minutes. No obligation. We'll show you the exact savings for your workforce and answer every question.