Add powerful supplemental health benefits to your team — $0 copay doctor visits, unlimited prescriptions, and more — while your business keeps the payroll tax savings. No disruption to existing coverage.
No disruption to your existing health plan. No complex overhaul. We handle everything.
A 15-minute call to confirm your eligibility and calculate your exact savings based on your workforce size and payroll.
Our team manages the full implementation — plan documents, employee enrollment materials, and payroll integration.
Employees opt in to the pre-tax benefit. Their take-home pay increases while your FICA tax liability decreases.
Your business immediately starts retaining payroll taxes you were previously overpaying — every single pay cycle.
Our supplemental benefits program pays for itself through FICA tax reduction. You save money and your employees get better benefits.
Reduce your FICA tax liability by 7.65% on every participating employee's qualifying benefit election — automatically, every payroll cycle.
Up to $1,097/employee/yearEmployees with access to better benefits stay longer. Reduce turnover costs that average $4,000–$7,000 per replacement hire.
Reduce turnover 20–35%Our supplemental benefits program works alongside your existing health insurance — it doesn't replace it. No changes to current coverage, no employee complaints.
Works alongside any planWe handle all plan documents, IRS filings, and ongoing administration. ACA, HIPAA, and ERISA compliant from day one.
100% IRS compliantCompatible with ADP, Paychex, Gusto, QuickBooks Payroll, Rippling, and any other payroll system you currently use.
No system changes neededParticipating employees see more money in every paycheck through pre-tax deductions — at no additional cost to you.
More money for employeesStarting day one, every enrolled employee gets access to comprehensive supplemental coverage — at zero out-of-pocket cost to them.
Here's what a $50,000/year employee sees on their paycheck after enrolling:
Example based on 22% federal tax bracket. Actual savings vary.
Partner with us to offer your employer clients a program that saves them money, improves employee benefits, and generates recurring revenue for you — with no disruption to their existing coverage.
A program that sells itself — because it genuinely saves employers money from day one.
Ready to add a no-brainer benefit to your clients' packages? Let's talk about how we structure the partnership.
📅 Schedule a Partner CallEnter your workforce details to calculate your estimated annual savings.
No. Our supplemental benefits program is an overlay that works alongside your existing health insurance. It adds benefits without disrupting or replacing anything you already have in place.
When employees make pre-tax benefit elections under IRS Section 125, your taxable payroll decreases. You pay 7.65% less in FICA taxes on that reduced amount — every single payroll cycle. The savings are real, immediate, and legally mandated.
Absolutely compliant. IRS Section 125 has been federal law since 1978. It is a court-tested, IRS-approved mechanism — not a loophole. We provide all required plan documents and handle ongoing compliance for you.
Most employers are fully set up within 2–4 weeks. Our team handles all the paperwork, employee communications, and payroll system integration. You don't need to change payroll providers.
Participation is voluntary for employees. Savings are calculated based on the number of employees who choose to enroll. Most employees opt in once they see the take-home pay increase on their paycheck.
No. Workers' compensation premiums, unemployment insurance, and 401k matching are not affected by the program. The pre-tax benefit election only reduces FICA (Social Security and Medicare) taxes.
We work directly with brokers and agents to offer this program to their employer clients. You earn recurring commissions, we handle all the back-office work. Book a partner call to learn about commission structure and onboarding.
The program works best for employers with 10 or more W-2 employees. There's no upper limit — we work with small businesses and large enterprises alike. The savings scale with your workforce size.
Book a free call and we'll walk you through exactly how the program works for your situation.
I want to reduce payroll taxes and give my employees better benefits — at zero cost to my business.
📅 Book My Free Savings CallNo obligation. No sales pressure. Just your numbers.
I want to offer this zero-cost benefit to my clients and earn recurring commissions as a partner.
🤝 Book a Partner CallLearn about commission structure and how we support your clients.