Agents/Brokers

Give Your Clients a Benefit That Pays for Itself — And Pays You

The Plan is a turnkey supplemental health program you can offer alongside any existing benefits package. Your clients save immediately, their employees get real care, and you get a sticky product that retains accounts.


Your Clients Are Feeling the Squeeze — And So Are You

  • Renewal season is a nightmare. Premiums go up, coverage goes down, clients blame you.
  • You're competing with every other broker offering the same carriers and the same plans.
  • Clients are shopping. If you can't show them something different, someone else will.
  • Voluntary benefits are nice, but they don't move the needle on the employer's bottom line.

What if you could walk into every meeting with a product that saves employers money from day one — and makes you the hero?


A Product That Actually Sells Itself

Immediate ROI for Your Clients

The plan reduces employer payroll taxes by $573+ per employee per year. That’s not a projection — it starts month one. When you show employers a product that pays for itself, the sale is easy.

No Disruption to Existing Plans

The plan doesn’t compete with major medical. It’s a Section 125 supplemental plan that adds on to whatever your client already has. You’re not replacing anything — you’re enhancing the package.

Employees Love It

~90% participation rate. Employees see a net increase in take-home pay plus $0-copay primary care, urgent care, prescriptions, telemedicine, and mental health. Happy employees = sticky accounts.

Turnkey Delivery

You don’t have to become an expert. Our enrollment team handles employee education, onboarding, and ongoing support. You introduce the opportunity — we do the heavy lifting.


The Full Benefits Package at a Glance

For the Employer:

  • Immediate payroll tax savings ($500–$1,800+ per employee/year)
  • Zero disruption to current health plan
  • Improved retention without salary increases
  • Autonomous enrollment — no HR burden

For Their Employees:

  • Unlimited $0-copay primary care and urgent care
  • Unlimited generic prescriptions (employee + family)
  • 24/7 telemedicine and mental health care
  • 100% preventive care (ACA-compliant MEC)
  • Personal Health Manager
  • AI-powered health app

Your Ideal Client

  • Employers with W-2 workforces (any size)
  • Companies struggling with premium increases at renewal
  • Businesses with high turnover looking for retention tools
  • Employers who don't currently offer benefits — plan can be a standalone MEC plan
  • Clients in any industry — construction, staffing, hospitality, manufacturing, professional services

If they have employees and a payroll, the math works.


Three Steps to Offering

Step 1: Learn the Product

Book a 45-minute call. We’ll walk you through the plan structure, compliance, savings model, and how it fits alongside your current book of business.

Step 2: Identify Your First Clients

Think about which employers in your book are frustrated with rising costs, losing employees, or looking for an edge. Those are your prospects.

Step 3: We Close Together

You make the introduction. We provide the proposal, run the savings analysis, and handle enrollment. You stay the trusted advisor.


Common Questions

“Does this compete with the plans I already sell?”

No. it’s supplemental — it enhances existing coverage. It’s additive revenue on top of your current commissions.

“Is this compliant?”

Yes. Section 125, MEC-qualified, ERISA-regulated. Legal documentation and actuarial backing available.

“What’s the compensation structure?”

Let’s discuss on the call. The model is designed for ongoing, recurring revenue tied to enrollment.

“Do I need to learn a whole new product?”

No. Our team handles the technical side, enrollment, and employee education. You bring the relationship — we bring the expertise.


Ready to Add to Your Portfolio?

45 minutes. We’ll show you the product, the numbers, and how it fits your book of business. No obligation.